Terms and Conditions

Effective Date: September 09, 2025

Welcome to QuoteSpeedster. These Terms of Service (“Terms”) govern your access to and use of our website, communications, and related services, including email and SMS updates. By using this website, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, please discontinue use of QuoteSpeedster.

These Terms form a legally binding agreement between you ("User," "you," or "your") and QuoteSpeedster ("Company," "we," "our," or "us").

1. Eligibility

To use QuoteSpeedster, you must be at least 18 years of age and legally capable of entering into binding contracts. By using our site, you represent and warrant that you meet these eligibility requirements.

2. Services Provided

QuoteSpeedster provides informational resources, insurance-related content, promotional updates, and tools for comparing auto insurance quotes. We do not underwrite, issue, or sell insurance policies directly. Where applicable, we may connect users with licensed third-party providers. Any such arrangements are governed by the third party’s terms and policies.

3. User Responsibilities

By using QuoteSpeedster, you agree to:

• Provide accurate and truthful information when submitting forms
• Not use our site or services for illegal, fraudulent, or harmful purposes
• Not impersonate any individual, company, or entity
• Use our services only for personal, non-commercial purposes unless expressly permitted in writing
• Comply with all applicable federal, state, and local laws

4. Account Creation and Security

If you create an account on QuoteSpeedster, you are responsible for maintaining the confidentiality of your login credentials and for all activities conducted under your account. You agree to notify us immediately of any unauthorized use or suspected breach. We are not liable for losses resulting from your failure to safeguard your credentials.

5. Mobile Communications and SMS Updates

By opting in to receive SMS or mobile communications from QuoteSpeedster, you agree to the following terms:

• Message Frequency: Up to five (5) messages per month
• Message and Data Rates: Standard carrier charges may apply
• Support: Reply HELP for assistance or email support@quotespeedster.com
• Opt-Out: You may unsubscribe at any time by replying STOP, QUIT, END, CANCEL, or UNSUBSCRIBE
• Privacy: No mobile information will be shared with or sold to third parties for marketing or promotional purposes. Consent applies solely to QuoteSpeedster communications

Consent to receive messages from QuoteSpeedster is not a condition of purchasing any product or service.

6. Intellectual Property

All content on QuoteSpeedster including articles, graphics, images, videos, logos, designs, and software is the property of QuoteSpeedster or its licensors and is protected by copyright, trademark, and intellectual property laws. You may not reproduce, distribute, modify, or publicly display our content without written consent.

7. Disclaimer of Warranties

The services and information on QuoteSpeedster are provided “as is” and “as available” without warranties of any kind. We disclaim all express and implied warranties, including but not limited to:

• The accuracy, completeness, or reliability of information
• The availability, performance, or security of the website
• Fitness for a particular purpose or non-infringement

We do not guarantee that the website will be error-free, secure, or continuously accessible.

8. Limitation of Liability

To the fullest extent permitted by law, QuoteSpeedster shall not be liable for any direct, indirect, incidental, consequential, or punitive damages resulting from your use of or inability to use the site or services. This includes damages for lost profits, lost data, or service interruptions.

9. Indemnification

You agree to indemnify, defend, and hold harmless QuoteSpeedster, its affiliates, employees, officers, and agents from any claims, damages, losses, liabilities, and expenses (including attorney fees) arising from:

• Your use or misuse of the website
• Your violation of these Terms
• Your infringement of any third-party rights

10. Modifications to the Terms

QuoteSpeedster reserves the right to modify or update these Terms at any time. Updates will be posted here with the revised effective date. Your continued use of the site after changes are posted constitutes acceptance of the updated Terms.

11. Termination

We may suspend or terminate your access to QuoteSpeedster without prior notice if you violate these Terms, engage in fraudulent activity, or if termination is required by law. Upon termination, your right to use the site and services ends immediately.

12. Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of California, without regard to conflict of law principles. Any disputes related to these Terms shall be resolved exclusively in the state or federal courts located in California. By using QuoteSpeedster, you agree to the jurisdiction and venue of these courts.

13. Contact Information

If you have any questions, concerns, or requests regarding these Terms, please contact us:

QuoteSpeedster
1234 Main Street, California, United States
Email: support@quotespeedster.com